Where to Learn More About Business Insurance in Des Peres MO

Protect What You’ve Worked So Hard To Achieve

Where to Learn More About Business Insurance in Des Peres MO | Alternatives Insurance® of Des Peres | (314) 822-0100Your Business is Your Dream. Ensure You Protect it.  Alternatives Insurance® of Des Peres is where to learn more about business insurance in Des Peres MO. Our agents will breakdown the facts and provide you the resources you need to understand business insurance and help you make the best choice, for the best price.

As a business owner, you want to have the confidence that the business you’ve built is covered in the event of loss. Partnering with Alternatives Insurance® of Des Peres to handle your business insurance coverage needs can keep you focused on your business.

Alternatives Insurance® of Des Peres offers several options for business owner’s protection and we have the resources to customize a tailored Business Owners Policy (BOP) for your business. A BOP includes general liability, property coverage, contents coverage, and products.  If we determine your business does not qualify for a BOP, we will move onto Commercial Package Insurance Policy (CPP) options.  CPPs can be issued to include almost any type of coverage offered, from property and liability to auto, crime, inland marine and professional liability.

Other business insurance needs may also include worker’s compensation, commercial auto insurance, errors and omissions, builder’s risk, cargo, vacant property, bonds and special events.  The flexibility offered by a “Packaged Policy” provides the opportunity to design a policy specifically for the needs of an organization. It also enables you to have almost all your coverage in one convenient package.

The Insurance Information Institute is also where to learn more about business insurance in Des Peres MO.  The Insurance Information Institute exists to educate the public on what insurance is, and what it does.  The online directory and glossary covers specifics on Business Auto Insurance, Commercial Insurance, Business Liability, Workers Compensation and more.

Another great resource where to learn more about business insurance in Des Peres MO is The Missouri Secretary of State.  Here they offer the resources business owners need to navigate through operating a business.  The Missouri Small Business Startup Guide provides readers an easy to follow manual with glossary for starting a business, deciding on the type of businesses, tax responsibilities, professional licenses, and more.

What if your employee claimed they were injured on the job because your business was not operating according to OSHA standards and rules?  Now you are faced with a lawsuit, and potentially astronomical attorney fees.  Business owners with the right insurance coverages can be protected.  Business Liability Insurance helps absorb the cost of defending lawsuits that may include investigations or settlements, and for any judgments or bonds required during an appeal.

Now, to take it one step further, there are three types of property insurance plans.  We know this decision can be a daunting, and yet very confusing endeavor.  It doesn’t have to be!  Our professional staff will help you through this process and determine the best business insurance needs for your business, and at the right price.  The three types of property insurance plans are described below:

  1. Business Insurance Des Peres Missouri: Basic form property insurance includes losses resulting from a fire, lightning, windstorm, hail and explosion, plus the cost of removing property to protect it from further damage.
  2. Business Insurance Des Peres Missouri: Broad form property insurance includes basic plus extended coverage for other types of perils, such as a roof collapse (e.g. caused by snow or ice etc.
  3. Business Insurance Des Peres Missouri: Special form property insurance includes basic and broad, and covers all direct physical losses except conditions specifically excluded as listed in the policy.

Once you have done your research, and are ready for business… contact an agent with Alternatives Insurance® of Des Peres and discuss the next important step, protecting your business.

BUSINESS OWNERS….  Alternatives Insurance® Of Des Peres IS Where To Learn More About Business Insurance In Des Peres MO!


Jeffrey DeClue has been an insurance professional in Fenton Missouri for over 13 years. As current Agency Manager for Alternatives Insurance of Fenton, he is dedicated to providing every client with an insurance plan tailored to fit their individual needs.
Jeffrey has a broad knowledge of personal and commercial insurance, as well as the tools and resources necessary to assess his clients' risks and to provide the appropriate insurance coverages. He is committed to continue exceptional efforts and commitment to providing quality customer service, to improve his products, and to maintain relationships with his insurance company partners.

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