Limo and Taxi Insurance in Des Peres Missouri

What Drivers and Transportation Companies Don’t Know

Limo and Taxi Insurance in Des Peres Missouri | Alternatives Insurance of Des Peres | (314) 822-0100Because your business involves the transportation of people, you need coverage that protects your passengers and covers your risk for a liability claim.  You also need to be covered if an accident leaves you and your drivers exposed to a large liability claim.  Our agents will review every angle of coverage that limousine or taxi cab owners should consider.  The following lists some of the liabilities we will review to determine the best Limo and Taxi Insurance in Des Peres Missouri for you.

  • Protection for the drivers and your company if one of your employees decides to sue you.
  • Protection for drivers in the event that they are at fault for an accident.
  • Coverage for the cost of any property damage the drivers may cause while on the job.
  • Business interruption coverage if your vehicle is inoperable and your income is at stake.

Limo and Taxi Insurance in Des Peres Missouri is a specialized need because as a driver, you are absolutely responsible for the safety of passengers. It is important to get commercial insurance that covers your vehicle against damage, theft, and personal injury. As part of the Trusted Choice network, Alternatives Insurance of Des Peres specializes in commercial auto insurance and can shop multiple carriers to get you the best Limo and Taxi Insurance in Des Peres Missouri.

The premiums for your taxi or limo insurance policy will vary depending on several factors, such as number of years driving, personal circumstances and any additional coverages you need.   Here are a few items our agents will discuss with you that might help lower your premiums:

  • Commercial vehicle owners may be considered for a discount based off the driver’s experience.
  • Taxi insurance companies may offer a discount if you own a home.
  • Married drivers can get cheaper insurance for the same reason as home owners.
  • Executive/Limo drivers are considered low risk when comparing to taxi cab drivers.

Alternatives Insurance of Des Peres understands transportation is a specialized industry that requires complete attention to detail and analysis of liabilities.  Our licensed agents will review your liability and assets in order to identify the best insurance products that meet your needs.  We will consider personal injury insurance to cover the cost of accidents and injuries involving your limousine and uninsured/underinsured motorists coverage to protect you in the event you or one of your drivers is in an accident caused by a driver who does not have adequate insurance to pay your damages caused by them.

Limo and Taxi Insurance in Des Peres Missouri | Alternatives Insurance of Des Peres | (314) 822-0100Alternatives Insurance of Des Peres will shop many carriers for you to get the right Taxi and Limo Insurance in Des Peres Missouri and, find discounts to make your insurance more affordable.  We serve all of Des Peres Missouri and surrounding areas, including Saint Louis County, Kirkwood, Webster Groves, Creve Coeur, Town and Country, Maryland Heights, Manchester and Ballwin.

Not only does Alternatives Insurance of Des Peres have the experience you need to manage large and small fleet insurance, we are also able to quote and bind policies at our office, which means faster service for you. For more information and to speak with one of our experienced agents, please feel free to call the office between Monday and Friday from 9am to 6pm. (314) 822-0100 OR click here to contact us.

About 

Adam Majnerich has been an insurance professional for over 16 years and earned the position of General Manager for MJM Insurance™. His professionalism and attention to detail along with his utilization of technology ensures every client receives the most accurate, competitive, efficient and complete risk solutions.

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