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Trucking Insurance in Des Peres Missouri

Rest Easy Knowing You Have The Right Protection

Trucking  Insurance in Des Peres Missouri | Alternatives Insurance of Des Peres | (314) 822-0100Alternatives Insurance of Des Peres is a leader in providing all-inclusive insurance programs to the trucking industry.  Our licensed agents have more than 60 years combined experience with Trucking Insurance in Des Peres Missouri including; commercial auto insurance, general liability insurance, garage liability insurance, cargo insurance, and workers compensation.

We offer Trucking Insurance in Des Peres Missouri from multiple top-rated carriers.   We conduct a complete risk analysis and review your insurance needs to develop a customized insurance package that protects the owner-operator and the company.  Contact us for a risk-free, no obligation analysis of your trucking insurance needs and get more than one quote! 

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Limo and Taxi Insurance in Des Peres Missouri

What Drivers and Transportation Companies Don’t Know

Limo and Taxi Insurance in Des Peres Missouri | Alternatives Insurance of Des Peres | (314) 822-0100Because your business involves the transportation of people, you need coverage that protects your passengers and covers your risk for a liability claim.  You also need to be covered if an accident leaves you and your drivers exposed to a large liability claim.  Our agents will review every angle of coverage that limousine or taxi cab owners should consider.  The following lists some of the liabilities we will review to determine the best Limo and Taxi Insurance in Des Peres Missouri for you.

  • Protection for the drivers and your company if one of your employees decides to sue you.
  • Protection for drivers in the event that they are at fault for an accident.
  • Coverage for the cost of any property damage the drivers may cause while on the job.
  • Business interruption coverage if your vehicle is inoperable and your income is at stake.

Limo and Taxi Insurance in Des Peres Missouri is a specialized need because as a driver, you are absolutely responsible for the safety of passengers. It is important to get commercial insurance that covers your vehicle against damage, theft, and personal injury. As part of the Trusted Choice network, Alternatives Insurance of Des Peres specializes in commercial auto insurance and can shop multiple carriers to get you the best Limo and Taxi Insurance in Des Peres Missouri.

The premiums for your taxi or limo insurance policy will vary depending on several factors, such as number of years driving, personal circumstances and any additional coverages you need.   Here are a few items our agents will discuss with you that might help lower your premiums:

  • Commercial vehicle owners may be considered for a discount based off the driver’s experience.
  • Taxi insurance companies may offer a discount if you own a home.
  • Married drivers can get cheaper insurance for the same reason as home owners.
  • Executive/Limo drivers are considered low risk when comparing to taxi cab drivers.

Alternatives Insurance of Des Peres understands transportation is a specialized industry that requires complete attention to detail and analysis of liabilities.  Our licensed agents will review your liability and assets in order to identify the best insurance products that meet your needs.  We will consider personal injury insurance to cover the cost of accidents and injuries involving your limousine and uninsured/underinsured motorists coverage to protect you in the event you or one of your drivers is in an accident caused by a driver who does not have adequate insurance to pay your damages caused by them.

Limo and Taxi Insurance in Des Peres Missouri | Alternatives Insurance of Des Peres | (314) 822-0100Alternatives Insurance of Des Peres will shop many carriers for you to get the right Taxi and Limo Insurance in Des Peres Missouri and, find discounts to make your insurance more affordable.  We serve all of Des Peres Missouri and surrounding areas, including Saint Louis County, Kirkwood, Webster Groves, Creve Coeur, Town and Country, Maryland Heights, Manchester and Ballwin.

Not only does Alternatives Insurance of Des Peres have the experience you need to manage large and small fleet insurance, we are also able to quote and bind policies at our office, which means faster service for you. For more information and to speak with one of our experienced agents, please feel free to call the office between Monday and Friday from 9am to 6pm. (314) 822-0100 OR click here to contact us.

Business Insurance Agent Des Peres MO

Agents with Alternatives Insurance® of Des Peres Are Your Trusted Advisors

Business Insurance Agent Des Peres MO | Alternatives Insurance® of Des Peres |  (314) 822-0100If you have been searching online for  “Business Insurance Agent Des Peres MO,” your search is over!  Alternatives Insurance® of Des Peres agents are dedicated to our clients, family and friends. We are the best qualified agents, provide the best service, and honestly and look out for your best interest.

Alternatives Insurance® of Des Peres agents are committed to work with each client to identify the insurance and financial services that are right for their insurance needs, whether it is business or personal insurance coverage. Our business insurance agents have access to many top-rated Missouri companies that we use to shop for your insurance.  As independent insurance agents, we have the upper hand, because we have a variety of carrier options to research and discover the best insurance coverages that meet your business needs.

What you should know when searching for a Business Insurance Agent Des Peres MO.  When you’re looking around for an agent, make certain they discuss your needs, listen to you and understand the characteristics of your business, and protect your investment.  It is imperative that your business insurance agent knows the specific liabilities that affect your business. A business insurance professional at Alternatives Insurance® of Des Peres is your business partner in this respect.

Our agents are independent insurance agents who can sell a variety of insurance and financial products, including property, casualty, and business insurance. Alternatives Insurance® of Des Peres agency ensures all of our agents maintain the required licenses to sell property and casualty insurance that protects individuals and businesses from financial loss resulting from automobile accidents, fire, theft, storms, and other events that can damage property. Business, property and casualty insurance also include Workers Compensation.

Alternatives Insurance® of Des Peres represents a number of insurance companies, or “carriers”, that we can shop for you to select the products that most appropriately cover the business and the business assets. Our agents are very well trained and knowledgeable of the complexities of the insurance market and the complex components of insurance laws.  Our business insurance agents have the expertise that allows them to advise their clients about appropriate amounts of insurance and insurance coverages for their particular needs.

Business Insurance Agent Des Peres MO | Alternatives Insurance® of Des Peres | (314) 822-0100Every state requires insurance agents to be licensed because insurance is a heavily regulated field. All of our agents are licensed in the state of Missouri. We are required to obtain separate licenses to sell personal lines insurance, business insurance, and other specialty areas.  All of our agents take Continuing Education courses to stay current with insurance laws and requirements.  More info about the Missouri Insurance Agent requirements can be found online at The Missouri Department of Insurance.

Alternatives Insurance® of Des Peres serves all of Des Peres, Missouri and surrounding areas, including Saint Louis County, Kirkwood, Webster Groves, Creve Coeur, Town and Country, Maryland Heights, Manchester and Ballwin. We proudly represent many of the industry’s leading national and regional Missouri insurance companies offering competitive rates through Travelers, Safeco, EMC, Columbia Mutual, Kemper Preferred, Progressive, The Hartford, Madison Mutual, West Bend, Chubb and dozens more.

The best independent agents are partners who understand your business and give you the advice you need to help protect it from a variety of risks. Our commitment to our clients is top notch customer service.  We will return your phone calls and e-mails promptly and respond to your requests in a timely manner.

Our commitment to you:

  1. Provide 24/7 services for our customers, offering any or all of the following: emergency phone numbers, Internet account access, e-mail and call center services.
  2. We explain the coverages and options available to you through our agency, at your request.
  3. We help you solve problems related to your coverage or account.
  4. We use our experience and multiple company relationships to customize your coverage as needed.
  5. We hold our staff accountable to continuing education, so they may be more knowledgeable in serving you.

To understand your business insurance needs and requirements in Des Peres Missouri, stop by and talk with your local, business insurance expert at Alternatives Insurance® of Des Peres.  You can call or email us anytime!

DES PERES MISSOURI INSURANCE BLOG |MJM INSURANCE™ OF DES PERES

Thank you for visiting our Des Peres Missouri Insurance Blog!trustedchoice-trans1

First, allow us to introduce ourselves….

MJM Insurance™ of Des Peres is an established full-service insurance agency.  As an independently owned Des Peres Missouri insurance operation, our licensed agents have access to several A+ rated insurance carriers such as Safeco, The Hartford, Travelers, EMC, Progressive, MetLife, and dozens more. 

Our professional agents assess the risks and exposures the consumer may be facing.  Our goal is to shop insurance for the consumer – a/k/a “you!”  We shop multiple carriers and find you the best protection at the best price.  We’ll help save time and heartache trying to figure out which specific coverage goes with which type of risk.

The insurance products we offer include automobile, homeowners, business, power sports, life, and other specialty lines.  During the client risk assessment, our agents review coverage and compare how you’re currently protected.   Then provide recommendations about how you should be protected. The coverage includes liability, property damage, bodily injury, personal property and much more.

So now you know!

It is our goal to ensure Missouri consumers are well-informed about insurance and protecting themselves and their families. Our agents offer the Des Peres Missouri Insurance Blog to provide information and educational resources for drivers, homeowners, business owners and everyone in between!  This blog and our site are dedicated to providing Missouri consumers valuable information related to insurance products and risk management solutions. 

So, why purchase your Des Peres Missouri Insurance from us?

We’re committed to outstanding customer service

We start by offering the best insurance products at a reasonable price. But it’s the MJM Insurance™ of Des Peres team that really set us apart from the competition. With combined experience of 60 years, our sales and support staff members can handle your transactions quickly and efficiently. We service each and every account using out team of insurance professionals and we’re always available to answer your questions.

We’re committed to professionalism

Our dedication to client service comes from a culture of professionalism and respect. All of our associates at MJM Insurance™ of Des Peres have strong credentials and all of our policies are presented to you in a consistent and professional manner.

We’re committed to solving problems quickly

MJM Insurance™ of Des Peres has unique industry relationships, allowing us to provide exclusive insurance solutions to our customers. Additionally, every staff member is trained to actively listen and provide helpful answers presented in a way in which our policy holders clearly understand.

We’re committed to earning and maintaining your trust

We believe trust is something earned by listening to our customers while providing helpful advice and support. Trust and consistent underwriting practices is what we expect from our carrier partners, and in return we owe the same level of service to you.

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