Where to Learn More About Home Insurance in Des Peres MO

Our Agents Are Ready To Help!

Where to Learn More About Home Insurance in Des Peres MO | Alternatives Insurance® of Des Peres | (314) 822-0100Alternatives Insurance® of Des Peres licensed professionals are available to help business owners know where to learn more about home insurance in Des Peres MO. We understand the importance of protecting an investment and being able to enjoy life knowing the right business insurance is in place.

Not any homeowner policy is the same. Your policy includes literally dozens of options and there are many decisions you must make that determine how much insurance protection you actually have and/or need.  Your home insurance decisions are not to be taken lightly.  It is imperative to insure all that you have in case of a detrimental loss.

There are countless insurance products and coverages, sold by more than hundreds of insurance companies. Some of the coverage terms you will find on your declaration page includes dwelling coverage and personal property coverage.


The word dwelling in your home insurance policy actually refers to your home itself and attached structures, such as an attached garage. One of our experienced agents can run a cost analysis that calculates the cost to rebuild your home. If you don’t adjust the amount of insurance for your dwelling appropriately, you may not have enough insurance to replace your home if disaster strikes.

Your personal property includes all your personal items, such as furniture, clothing, electronics, appliances, etc.  Your personal property limit is typically 75% of your dwelling limit.  However, this can be adjusted if you need more protection, discuss your options with us. We’re here to help!

Our licensed agents have access to many carriers and will shop around to get you the best homeowners insurance at the price that meets your budget.  All of our agents at Alternatives Insurance® of Des Peres tailors each policy to the individual needs of our clients.

The Insurance Information Institute is also where to learn more about home insurance in Des Peres MO.  The Insurance Information Institute exists to educate the public on what insurance is and what it does.  The blog includes posts covering what is homeowners insurance, what are the different types of policies, which disasters are covered by homeowners insurance and what happens if you own a home without homeowners insurance.

The Missouri Department of Insurance provides answers to the most common questions of home owners or people looking to purchase a home.  The information covers topics such as why buy home insurance, how much home insurance you need, what affects home insurance prices and more.

Contact an agent with Alternatives Insurance® of Des Peres and discuss the next important step, protecting your home and family.

HOMEOWNERS….  Alternatives Insurance® Of Des Peres IS Where To Learn More About Home Insurance In Des Peres MO!


Adam Majnerich has been an insurance professional for over 16 years and earned the position of General Manager for MJM Insurance™. His professionalism and attention to detail along with his utilization of technology ensures every client receives the most accurate, competitive, efficient and complete risk solutions.

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